If you are a person who has a negative relationship with money if you think that money can only destroy a person’s character. If you struggle to meet the ends and always have less on your bank account than you should, this is a book for you. I was this person and still kind of are. I thought all of the above, was ruthless with spending, never saved for anything, investing wasn’t even in my vocabulary. Talking about a financial plan with me? I would have laughed you out.

There were some significant changes in my life and some significant shifts that triggered my interest in money and finance. After a recommendation from a friend (sari) to listen to an old episode of Tim Ferris, I gave it a go and bought this book. Not really knowing what it will do to me.

I can say now that I feel so much better having my finance all in order or better say, ready. I made a financial plan for this year, 5 years, and 25 years which I’m planning to follow and occasionally update to my current mindset and knowledge. Just to be sure here, the book won’t make you rich. The only thing that it will do is to give you advice to work with and ideas on how to look at your life from another perspective. If you are already good with money, I would still recommend reading it to get maybe something you missed or get some tips for negotiating, which is also very helpful outside finance.

Also, if you are not from the USA, you might need to translate some information or find equivalents in your country. Anyhow, I recommend this one along with the link to the podcast:

“Yes, the best time to start investing was ten years ago. The second best time is today.”

“In truth, being rich is within your control, not some expert’s. How rich you are depends on the amount you’re able to save and on your investment plan. Acknowledging this fact takes guts, because it means admitting that there’s no one else to blame if you’re not rich—no advisers, no complicated investment strategy, no “market conditions.” But it also means that you control exactly what happens to you and your money over the long term.”

“There’s a famous quote from self-development legend Jim Rohn, who says, “Don’t wish it was easier, wish you were better. Don’t wish for less problems, wish for more skills.” Don’t wish for someone to hold your hand like you’re a four-year-old skipping rope and chewing bubblegum. Wish to build discipline of long-term investing, like an adult.”

“One final thing: I hope this doesn’t sound too cheesy, but one of the best returns I’ve ever gotten has been with philanthropy. Whether it’s your time or your money, I can’t emphasize enough how important it is to give back, be it to your own community or to the global community.”